Our purpose. All about you.

The origin of the companies of OneAmerica Financial^® dates back to the late 1800s, when the calling was to enable families to rebuild after the loss of a loved one. Fast-forward more than 145 years, we continue to champion the financial lives of our customers, delivering greater certainty that they need in a volatile and changing world.

At our core, we are a mutual organization. We don’t have shareholders, which means our sole purpose is to deliver products and services to protect customers today and prepare them for a secure future.

As we step into our new refreshed brand, OneAmerica Financial, our purpose has reinvigorated that focus to create more certainty for those who depend on us. And, in 2023, that focus yielded impressive results:

• Our financial performance was excellent as we grew our total revenue by over 30%.
• New business was strong across nearly all our key markets, led by year-over-year double-digit growth in Individual Life and Financial Services sales.
• We continued to invest in people, products and better ways to meet customers’ needs — accelerating progress in our digital and service solutions.
• We continued serving communities in innovative ways. For example, we collaborated with USA Swimming to enable 50,000 underserved children and adults to learn to swim. Drowning is the second-leading cause of accidental death for kids under the age of 14, and in communities of color, the number of drownings is staggering. Enriching lives, while saving lives, lifts communities while serving our core purpose as a life insurer.

As I reflect on the year, it was outstanding by all accounts; however, the metrics that matter most are the ones that reflect the lives that we touched. This year we paid nearly $7 billion in benefits to our clients, representing promises made and kept.

This annual report spotlights just some of the ways we're committed to bringing value to those who depend on us. I hope you appreciate the stories of how we provided quality service with a personal touch.

Thank you for entrusting your financial security to OneAmerica Financial. We are here to serve you.