When it comes to long-term care protection, OneAmerica Financial® puts 35 years of experience to work, helping to ensure you feel supported every step of the way. From day one, you’ll have access to a personal Care Benefit Concierge who will help guide you and your loved ones throughout the entire long-term care journey. Let’s start with the basics and explore how we can work together to help protect your future!
What is long-term care?
Long-term care (LTC) protection involves a variety of services designed to meet a person’s health or personal care needs when they can no longer perform those activities on their own.
Long-term care and protection
People may automatically think of a nursing home when they think about long-term care. However long-term care can describe a wide range of services to support you or your loved ones when they are unable to care for themselves. When considering long-term care protection as part of your financial strategy, it’s important to understand your specific needs or wants and purchase protection that offers flexibility you’re looking for in care. Our long-term care protection options allow you to receive qualified long-term care services:
Our long-term care protection options include:
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Asset Care®:
Whole Life insurance with long-term care benefitsCombining whole life insurance with long-term care benefits, Asset Care allows you to receive and pay for care or other qualified long-term care services according to your needs and preferences, in your home or in a facility. If you do not require long-term care support, the cash value of your policy remains accessible for emergencies or can be passed on as a death benefit, securing your financial legacy.
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Annuity Care®:
Annuities with long-term care benefitsOur annuity-based solutions can allow you to leverage the value of your annuity to pay for qualified long-term care needs. Protection can last from a few years to your lifetime, through an optional coverage extension. When you use your annuity’s value for qualifying long-term care expenses, the benefits are tax-free, offering security and financial savings. Our Annuity Care product portfolio includes three products: Annuity Care, Annuity Care II, and Indexed Annuity Care.
Want to learn more about long-term care protection
Contact your insurance agent/producer or find a financial professional
The companies of OneAmerica Financials have appointed general agencies across the country to give you local, personalized support. Click on the icon closest to you to learn more and start the conversation. If you don’t see your state or region represented, call us at 877-999-9883, option 2 or email oasalesdesk@oneamerica.com.
Or select a state
Already have long-term care protection?
Before starting any long-term care services, contact OneAmerica Financial to confirm that your chosen services and providers align with your policy benefits. This proactive step can streamline your claims process and help ensure you receive the care benefits you’re entitled to.
Contact OneAmerica Financial today at 800-352-6608 to connect with a Care Benefit Concierge.
Content not currently applicable for residents of CA, CT, DC, FL, KS, MA, NH, PA, VT, and WI.
OneAmerica Financial is the marketing name for the companies of OneAmerica Financial. Products issued and underwritten by The State Life Insurance Company® (State Life), Indianapolis, IN, a OneAmerica Financial company that offers the Care Solutions product suite. Asset Care Form numbers: ICC18 L302, ICC18 L302SP, ICC18 L302 JT, ICC18 L302 SP JT, ICC18 SA39, ICC18 R540, ICC24 R545, and ICC24 R546. Annuity Care Form numbers:SA34, R508, SA34 (NC)-R, SA34 (NC) TQ-R. Annuity Care II Form numbers: ICC15 SA35, ICC15 R521 PPA ND, ICC15 R521 PPA, ICC R522 PPA, SA35, SA35 (NC). Indexed Annuity Care Form numbers: ICC14 SA36, ICC14 R529, ICC14 R529 PPA, ICC14 R530, ICC14 R530 PPA, SA36, R529, R529 PPA, R530, and R530 PPA. Not available in all states or may vary by state. • Provided content is for overview and informational purposes only and is not intended as tax, legal, fiduciary, or investment advice. Care Benefit Concierge services is a company practice and not a long term care benefit and may be subject to change. • The policies and long-term care insurance riders have exclusions and limitations. Details about the cost, benefits, limitations and exclusions of this policy and long-term care riders will be provided by a licensed insurance agent. • This is a solicitation of insurance. An insurance agent or insurance company will contact you.
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