Learn more about setting aside assets in a specially designed life insurance policy that can also provide for long-term care needs.
- Can be purchased for a single person or two people with benefits available for both
- Premiums can never increase and your benefits cannot change
- Because it is built on life insurance, your policy’s death benefit goes to your beneficiaries if you don’t use it for long-term care
- Long-term care protection becomes available when you cannot perform two of the following activities of daily living: bathing, dressing, eating, continence, toileting, transferring or if you have cognitive impairment (such as Alzheimer’s disease)
- Choose protection for a specific number of months or get extended, guaranteed lifetime benefits as an option
- A broad range of qualifying long-term care expenses means you can receive care in your home, use adult day care facilities or stay at a nursing home or assisted living facility. Covered care also includes qualifying hospice care, respite care, caregiver training and supportive equipment
Want to learn more about long-term care protection
Contact your insurance agent/producer or find a financial professional
The companies of OneAmerica Financials have appointed general agencies across the country to give you local, personalized support. Click on the icon closest to you to learn more and start the conversation. If you don’t see your state or region represented, call us at 877-999-9883, option 2 or email oasalesdesk@oneamerica.com.
Or select a state
Already have long-term care protection?
Before starting any long-term care services, contact OneAmerica Financial to confirm that your chosen services and providers align with your policy benefits. This proactive step can streamline your claims process and help ensure you receive the care benefits you’re entitled to.
Contact OneAmerica Financial today at 800-352-6608 to get started!
Policies, contracts and long-term care insurance riders are underwritten by The State Life Insurance Company, Indianapolis, Indiana. This is a solicitation of long term care insurance. Details about the cost, benefits, limitations and exclusions of these policies and long term care insurance riders will be provided to you by a licensed insurance agent/producer. When you respond, an insurance agent/producer will contact you.
To be eligible for benefits the insured must be a chronically ill individual, with qualified long-term care services provided pursuant to a plan of care prescribed by a licensed health care practitioner.
Neither State Life nor OneAmerica Securities nor their representatives provide tax or legal advice. For answers to specific questions and before making any decisions please consult a qualified attorney or tax advisor.
Any LTC benefits paid will reduce the cash value and death benefit of the policy.
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