Skip to main content

Asset Care®

We’re here with your clients every step of the way, providing support, empathy and strategies during life’s difficult moments – so families can focus on what matters most.

A couple going through paperwork at home and using a laptop. A young man and woman paying bills, planning their finance and looking at paper online with a computer on the sofa

Caring expertise, at every step

For more than 35 years, the companies of OneAmerica Financial® have been a thought leader in the long-term care (LTC) protection industry. Through solutions delivered with flexibility and compassion, our Asset Care product can help your clients cover LTC expenses if they need it – or leave a financial legacy for their loved ones if they don’t.

Our team is here at every step

Providing support, empathy and strategies for families navigating the need for long-term care.

  • Our unique Care Benefit Concierge is there for your clients and their families, providing claims and billing support from day one.

  • A Caregiver Consultant1 is available specifically to provide insights and optional education for informal caregivers in the home.

  • Care Coordination offers information about services and providers in your area.

We can empower your clients with guidance and flexibility 

Tailoring policies and align future care to their needs.

  • Easy payment services directly to formal or professional care providers.

  • Flexibility for a cash benefit2 to be used to meet informal care needs.

  • Benefit period options to make tailoring a plan and designing coverage easy.

  • Inflation protection to help safeguard against rising costs of long-term care over time.

With a commitment to care for a lifetime. 

OneAmerica Financial and our asset-based long-term care strategies will be there when your client needs us most.

  • A lifetime benefit option, ensuring each client’s care funds never run out.

  • Guaranteed premiums, so your clients have peace of mind their costs won’t increase later in life.

  • Stewardship through financial strength: For almost 150 years, millions of Americans have trusted the companies of OneAmerica Financial to deliver on our promises and be there when you and your clients needs us most.

Nationwide average map image

  • Use our Quick Quote Tool to explore Asset Care and Annuity Care rates and benefits..

    *Quick Quote available for Asset Care and Annuity Care II only. May not reflect all available riders and may differ by state.

Want to learn more?

Below are a few client- and producer-facing materials to use as reference in your selling activities or to understand the flexibility of this product. Asset Care offers countless ways to customize a strategy to meet your clients’ needs. 

NOTE: National version of all brochures shown here; may not be the acceptable version in every state. To ensure you are using the correct version of this brochure for your state/client’s state, please reach out to our Care Solutions Sales Desk at 844-833-5520.

  • How Asset Care Works

    How Asset Care uses life insurance to help provide long-term care benefits

  • Asset Care Consumer Brochure

    Asset Care description and high-level features

  • The OneAmerica Difference

    Understand the combination of unique qualities we bring to the LTC marketplace

  • Caring expertise, at every step

    Your guide to Asset Care®

Let’s talk

Ready to learn more? Reach out today and let’s see how we can work together to deliver for your clients.

1. Caregiver Consultant benefit is not available in California.


2. Cash Indemnity Benefit is not available on Acceleration of Benefits in California.


3. Once the policy is issued, we cannot increase premiums for that coverage.


This website page is designed for Financial Professionals. OneAmerica Financial is the marketing name for the companies of OneAmerica Financial. Products issued and underwritten by The State Life Insurance Company® (State Life), Indianapolis, IN, a OneAmerica Financial company that offers the Care Solutions product suite. Asset Care form numbers: ICC18 L302, ICC18 L302 SP, ICC18 L302 JT, ICC18 L302 SPJT, ICC24 R545, ICC24 R546, ICC18 SA39, ICC18 R540, L302, L302 JT, L302 SP, L302 SP JT, R537, R538 SA39, R540, R545 and R546. Not available in all states or may vary by state.